This isn’t about grieving, just assuming the complete absence of your family and all the inheritance.
I’d pay off my medical debt and go back to university. I’m so tired. I just want to learn and stop struggling. I don’t even qualify for my own debt so I have to have it in someone else’s name, being bound to an abuser…
I’m pretty sure my family is poor so you know I would finish my grieving process and then go back to work
Your family isn’t poor if you can afford to take time off work just because your whole family died.
Sometimes it’s not about being able to afford.
Aside from that, I can have an extremely poor family and yet still personally have a job that allows me time off for grief.
Poverty isn’t a black and white issue
Are you missing a /s or something? What even is this comment lol
That’s dark man. I hope your situation gets better.
I am still very dependent on my family so I would probably not be able to continue to study and have to get a job somewhere.
I doubt anyone in my family has enough in their estate to cover the costs of their funerals.
Can you refuse inheriting debt?
Yes. But you can also get on the hook for it. For example, there are laws in my state for small estates. It lets the family take over assets like a checking account without going through probate that often takes over a year. But if you do so you also take on any debt, even if you don’t know about it. It is better to just go through probate.
It is also why you should not pay the funeral expenses for someone that dies.
Generally, yes, but it’s all or nothing. So you can refuse inheritance of debt but you won’t get anything else then, either.
i would hope the debt doesn’t pass-down. whatever the estate(s) can pay, gets paid. then that’s it, and any remaining gets written-off.
I suppose it depends on the country, although I’d assume so. I’m from a very poor background, but both of my parents became landlords through being from a generation where purchasing housing was still plausible. I suspect they will outlive me with the stress of my life combined with inborn conditions wrecking my body anyway. I hate my debt so much. :(
At one point the VA assured me that a veteran’s medical debt is to the government and is not released simply because the veteran passed away.
Even things like the cable bill took months to resolve because we didn’t want to pay for services that weren’t needed after death. (It’s hard to find and cancel every account for someone who died and didn’t keep track of things.)
How bold of you to assume that most people will inherit money and assets.
- I would grieve and no longer enjoy life at all.
If you want to daydream about what you would do if you came into a lot of money it’s better to use a scenario where it’s not contingent on something horrific happening.
Also, some people would only inherit debts.
I have no positive emotional ties with my family.
@Lamb yes, I can see that. It sort of sounded more like a cry for help than a fun writing prompt.
I’m really sorry you’re in that situation. If the idea of their deaths seems pleasant to you, I hope you are able to go low contact or no contact with them. The inheritance might not be worth being treated badly.
What inheritance? Gosh, when privileged people get all emo and ponder death, it always leads to money. ☠️
Become Batman?
I’d put $100 in savings and use the rest to pay my phone bill next month.
im married so you mean everyone? wife, kids, parents, siblings, aunts, uncles, cousins??? A few times some folks have put together an extended family reunion so all of them? Wifes side of the family too?? I think I would sit at the foot of the stairs and have a smoke although I would have to bum one from a random stranger since I don’t smoke.
You should speak to a counselor.
Pay off my debt and stop caring about my salary as much. Probably pay more PTO on a yearly basis to enjoy some free time galavanting here and there.
I would retire and travel.
…cry.
Basically my entire family did die and I got half the inheritance… I’d prefer the family, to be honest. I had to deal with multiple estates and all the paperwork as it wasn’t complicated enough to require legal assistance. It wasn’t exactly “fuck you” money but it was a solid enough chunk.
I haven’t done a great deal, paid off my student loan (UK amount, not a US insane amount) and renovated the family home so it is fit for habitation. Invested some more and just focused on remaining financially stable while probably giving more regular contributions to charity than I would have. I remain as frugal as I was before, probably to a fault.
