Windows 11 snipping tool can also screen record. Browsers can view PDFs these days.

Why would a standard user need any others? That would just be bloat to preinstall them.

I’ve never seen TikTok or Netflix preinstalled on a clean windows install. Are you sure your experience isn’t from images setup by e.g. laptop sellers?

No one’s forcing you to take it out and about…

To my understanding that’s what “active” is for

Refunds are supposed to be for faulty products or not meeting your expectations/needs. It sounds like the product did exactly what you wanted it to do, therefore even though allowed, claiming the refund is still a scummy move (all discussions regarding corporate profits e.t.c. aside). You should just cancel the subscription and not pay for any future months.