This makes me physically ill.
Cars are the only weapon in the world where you could injure or kill a few dozen people “by accident” and be let off without being held responsible. And it happens all the time.
Even when someone is charged with anything, it never accounts for a loss of human life. It’s always some BS traffic violation that might as well be a parking violation.
It gives businesses a very easy to way to set up monthly payments, one-time donations, accept forms of payments other than e-transfer (which many people don’t want to use), allows for international purchases without being penalized, and more.
Other options are available, but they are neither easy/cheap/convenient for the business or any better for the customer.