Great point, and I do think you’re right because that is the most sensible answer to what the motives behind these recent decisions are. There has been a nonstop flow of cheap debt for years that the fed is just now tightening up on.
But these business decisions also happen to align with the interests of deep pocketed bad actors. The why’s of that are conspiracy theories.
It’s weird that I actually kinda enjoy flossing now ever since I started doing it consistently every night. There’s something satisfying about getting all that gunk out.