Most software is a terrible pile of unreadable code with no tests and horrible architecture choices, that somehow manages to keep working just through the power of years of customers finding bugs and complaining loud enough to get them fixed.
If you write any automated tests at all, you’re already better than most “professional” software companies. If you have a CI/CD pipeline, you’re far ahead.
Was it ever good?
I don’t think you understand how fractional reserve banking works. The first paragraph of that Wikipedia page already clearly contradicts you. The banks can still only lend money they have (otherwise how would they lend it? Where would it come from? Only the central bank can print currency). What fractional reserve banking is saying is that banks can invest some portion of the customer deposits that they hold into non-liquid assets, often in the form of loans to other customers, but it could also be invested in other things eg government bonds. The interest banks earn by doing that helps pay for the interest they pay to customers on their saving. They also have to carefully manage their liquidity: maximising returns while still holding enough liquid assets to cover any potential spikes in withdrawals.
Even when investing customer funds, banks still have to meet captial requirements set by the regulators which basically say that their risk-adjusted assets have to cover the liabilities of customer deposits, so that for example they can’t just invest all the deposits in Bitcoin as that would pose too high a risk of insolvency. The reason SVB went insolvent recently was that they successfully lobbied the Trump administration to relax capital requirements for banks of their size, then made risky investments that lost money and they suddenly had less money than they owed their customers.
Can you tell me more?
And yet still no back button, the most basic feature that iPhones sorely lack :(
Better? The Apple hardware is always significantly worse than competition in the same price class. Most of the price of an iPhone goes to their excessive marketing and record profits, so they have to cut costs on hardware
So what you’re saying is, if you want advanced phone features sooner buy an Android, if you want to be subjected to dodgy business practices sooner buy an Apple
What are the performance targets? And does the value of the package depend on share price?
Then why not use the same app?
Glad I got to see this comment before the Lemmy hivemind downvoted you to oblivion for posting data that contradicts their world view!
Tbh you can actually quite easily buy a computer with Linux pre installed (ironically they cost more than the ones that come with windows though). I wouldn’t recommend it though, regardless of tech literacy. The problem is that Linux is like 70% easy and great, 20% frustratingly glitchy and unfinished, and 10% getting stuck on completely impossible problems that you will lose weeks of your life to before eventually concluding that no solution actually exists. Nothing ever quite just works, there’s always some caveat or minor issue and you end up chasing rabbit holes instead of actually using your computer to do what you wanted to do
For a community that loves Linux so much, Lemmy seems really obsessed with everything Microsoft does
The Chinese ones are cheap because they’re being subsidised by the Chinese govt to be sold that cheaply overseas as a deliberate economic attack tho
Ok firstly, suspending someone for weed is insane because that’s not a performance enhancing drug, if anything it’s performance degrading.
Secondly ask yourself why are they catching someone for weed but don’t catch all the obvious steroid use that literally every professional athlete does? It’s because they’ve intentionally made it possible to cheat their system and get away with steroid use, and the trainers and officials are the ones helping the athletes.
Watch the doco Icarus, the first half before it goes off the rails is all about how doping is an open secret and all athletes in all countries do it and their trainers help them
Ability to use the internet well means you have a lot of information at your disposal and can educate yourself out of believing in fairy tales
Hah I had the opposite reaction, I’ll surprised how many people there are in this comment section arguing that God is real. I didn’t know religious people knew how to use the internet tbh
Why is Trump the only alternative? There have to be 1000 better democrats than Biden.