

No fees in Germany, neither for sending nor for receiving and the funds get transferred within seconds.
Another comment mentioned ACH, but that is not the same as a wire transfer.
Thanks for clarifying that. I just thought they used a technical term I was unaware of.
That’s absolutely possible. Whenever I’m researching how to move moneys, I find that there’s a bit of a language barrier. When I say “wire transfer”, I’m trying to communicate a scheme by which I instruct my local bank to reduce the number of Euros in my bank account and somehow instruct the recipient’s bank to increase the number of Euros in the recipient’s bank account by the same amount. Specifically, I’m trying to communicate that there is no credit involved here. No end-of-moth balancing of a credit account, no sending money I don’t actually have.
I think what I mean is the “SEPA Instant Credit Transfer” as Wikipedia describes it (https://en.wikipedia.org/wiki/Single_Euro_Payments_Area#SEPA_Instant_Credit_Transfer). I am aware that this cannot possibly work with banks outside of SEPA. And these are also free-of-charge, as I said:
https://en.wikipedia.org/wiki/Wire_transfer#European_Union