I’m with you with everything except for the regret part. Some decisions have consequences that you can’t just get over. Life ruining consequences that follow you for the rest of your life. This probably isn’t it, but as an adult you need to take responsibility for making those decisions without expecting daddy and mommy to always pull you out.
I interpreted it as you implying that if shit hits the fan, her parents have to pick up the pieces. You’re right though, parents should be there with support, not to shame their children.